Comments on: miracle financial and verizon wireless are scumbags http://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/ Just another WordPress weblog Fri, 03 Feb 2012 18:04:33 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Roberthttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-206721 Robert Wed, 23 Nov 2011 04:23:42 +0000 http://127.0.0.1:8888/?p=166#comment-206721 I came across this site after I recieved a call from Matt at Miracle Financial and googled reviews. I had no idea if it was a scam. After reviewing everything, I called him back anyways asking questions about how my bill got so high and how Verizon pretty much fucked me over. He explained collection fees that Verizon, themselves, add on (rediculous) and also early term fees, and what I didn't know--I was charged early term fees because when I upgraded for my annual upgrade it renewed my contract for another 2 years (which Verizon didn't explain to me at all). I wanted to just settle the fuckin bill, but after he explained what that would look like on my credit I agreed to pay the whole thing. Now it's 3 months later and my credit already has been updated and I'm better off now. Very nice young man and I believe these people are just doing their jobs and if you actually rationalize with them-they'll help you..take it from someone who actually sees the difference when you do that. I came across this site after I recieved a call from Matt at Miracle Financial and googled reviews. I had no idea if it was a scam. After reviewing everything, I called him back anyways asking questions about how my bill got so high and how Verizon pretty much fucked me over. He explained collection fees that Verizon, themselves, add on (rediculous) and also early term fees, and what I didn’t know–I was charged early term fees because when I upgraded for my annual upgrade it renewed my contract for another 2 years (which Verizon didn’t explain to me at all). I wanted to just settle the fuckin bill, but after he explained what that would look like on my credit I agreed to pay the whole thing. Now it’s 3 months later and my credit already has been updated and I’m better off now. Very nice young man and I believe these people are just doing their jobs and if you actually rationalize with them-they’ll help you..take it from someone who actually sees the difference when you do that.

]]> By: Michaelhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-195535 Michael Thu, 27 Oct 2011 01:59:57 +0000 http://127.0.0.1:8888/?p=166#comment-195535 I have had personal experience with Miracle Financial and alot of what is said here is untrue. There is no way that the people at Miracle would swear at anyone because when I talked to the rep he told me that their calls are recorded. I was also told that they ask to verify the last 4 numbers of your social security number because that is what Verizon Wireless tells them to do. I also asked the man if they are debt buyers and he said no and that they work for Verizon. They are only people doing their jobs too. I asked for a settlement and was given 50% off my bill. Maybe if you try talking to them nicely they will work with you too. I have had personal experience with Miracle Financial and alot of what is said here is untrue. There is no way that the people at Miracle would swear at anyone because when I talked to the rep he told me that their calls are recorded. I was also told that they ask to verify the last 4 numbers of your social security number because that is what Verizon Wireless tells them to do. I also asked the man if they are debt buyers and he said no and that they work for Verizon. They are only people doing their jobs too. I asked for a settlement and was given 50% off my bill. Maybe if you try talking to them nicely they will work with you too.

]]> By: scott fortierhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-158916 scott fortier Fri, 26 Aug 2011 16:53:52 +0000 http://127.0.0.1:8888/?p=166#comment-158916 tina your full of shit, this is a third party company that does a service for another service corporation, verizon wireless, every employee does there job to the best of their ability just like any other debt collector. there all good people who have good intentions. everyone one needs to relax..... tina your full of shit, this is a third party company that does a service for another service corporation, verizon wireless, every employee does there job to the best of their ability just like any other debt collector. there all good people who have good intentions. everyone one needs to relax…..

]]> By: Tinahttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-158385 Tina Thu, 25 Aug 2011 17:17:18 +0000 http://127.0.0.1:8888/?p=166#comment-158385 COMMENT DELETED COMMENT DELETED

]]> By: Cleve Lovelandhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-124173 Cleve Loveland Mon, 06 Jun 2011 20:44:02 +0000 http://127.0.0.1:8888/?p=166#comment-124173 Verizon was scheduled to turn off my phone on February 6, 2011. They finally shut it down, but added an additional amount of over $400.00. Then Scumbag Nelson, a scavenger debt collector started calling me every day to try to shake me down. HOW IS IT LEGAL FOR CREDIT CARD COMPANIES AND OTHER LENDERS TO PROVIDE PERSONAL INFORMATION TO SCAVENGER DEBT COLLECTORS? AS I UNDERSTAND IT, THE SCAVENGERS CAN ACCESS YOUR INFORMATION TO BEGIN THE COLLECTION PROCESS FOR JUST PENNIES ON THE DOLLAR. ISN'T THE RISK BUILT IN TO THE HIGH RATES YOU PAY FOR CREDIT CARDS, AND HOW IS IT ETHICAL OR JUSTIFIABLE FOR THE SCAVENGER WHO HAS PAID $00.01 ON THE DOLLAR TO COLLECT THE FULL AMOUNT ISSUED BY THE PRIMARY CREDITOR AND KEEP IT ALL? THE PRIMARY CREDITOR FOR EXAMPLE, LITERALLY SOLD THE WRITTEN OFF DEBT FOR $100.00, THE SCAVENGE COLLECTS $5000.00, PLUS FEES AND INTEREST. THEY CAN TAKE YOU TO COURT, CALL YOUR EMPLOYER, FRIENDS, NEIGHBORS, AND FAMILY MEMBERS TO EMBARRASS YOU. THEY CAN GARNISH YOUR WAGES AND PLACE LIENS ON YOUR PROPERTY. THAT'S IS THE SAME AS IF I FIND YOUR WALLET, PICK IT UP USING 1% OF MY ENERGY TO DO IT, AND CLAIM IT IS MINE BECAUSE I HAVE A 1% INTEREST FOR PICKING IT UP. WHO WRITES AND APPROVES THESE FINANCIAL LAWS? I WANT THEIR NAMES, AND JUST WHO IT IS THEY CLAIM TO REPRESENT! Verizon was scheduled to turn off my phone on February 6, 2011. They finally shut it down, but added an additional amount of over $400.00. Then Scumbag Nelson, a scavenger debt collector started calling me every day to try to shake me down.

HOW IS IT LEGAL FOR CREDIT CARD COMPANIES AND OTHER LENDERS TO PROVIDE PERSONAL INFORMATION TO SCAVENGER DEBT COLLECTORS? AS I UNDERSTAND IT, THE SCAVENGERS CAN ACCESS YOUR INFORMATION TO BEGIN THE COLLECTION PROCESS FOR JUST PENNIES ON THE DOLLAR. ISN’T THE RISK BUILT IN TO THE HIGH RATES YOU PAY FOR CREDIT CARDS, AND HOW IS IT ETHICAL OR JUSTIFIABLE FOR THE SCAVENGER WHO HAS PAID $00.01 ON THE DOLLAR TO COLLECT THE FULL AMOUNT ISSUED BY THE PRIMARY CREDITOR AND KEEP IT ALL? THE PRIMARY CREDITOR FOR EXAMPLE, LITERALLY SOLD THE WRITTEN OFF DEBT FOR $100.00, THE SCAVENGE COLLECTS $5000.00, PLUS FEES AND INTEREST. THEY CAN TAKE YOU TO COURT, CALL YOUR EMPLOYER, FRIENDS, NEIGHBORS, AND FAMILY MEMBERS TO EMBARRASS YOU. THEY CAN GARNISH YOUR WAGES AND PLACE LIENS ON YOUR PROPERTY. THAT’S IS THE SAME AS IF I FIND YOUR WALLET, PICK IT UP USING 1% OF MY ENERGY TO DO IT, AND CLAIM IT IS MINE BECAUSE I HAVE A 1% INTEREST FOR PICKING IT UP. WHO WRITES AND APPROVES THESE FINANCIAL LAWS? I WANT THEIR NAMES, AND JUST WHO IT IS THEY CLAIM TO REPRESENT!

]]> By: Kimhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-118113 Kim Sat, 21 May 2011 17:44:04 +0000 http://127.0.0.1:8888/?p=166#comment-118113 After doing more extensive research on Verizon Wireless Fraud Dept. , I have opted to send all correspondence to Verizon Wireless Customer Service Dept. 7000 Central Ave SW Albuquerque, NM 87121 citing the vastly negative internet comments on their Fraud department's response to similar complaints regarding Miracle Financial, Inc. - back to the mailbox. Will update results. After doing more extensive research on Verizon Wireless Fraud Dept. , I have opted to send all correspondence to Verizon Wireless Customer Service Dept. 7000 Central Ave SW Albuquerque, NM 87121 citing the vastly negative internet comments on their Fraud department’s response to similar complaints regarding Miracle Financial, Inc. – back to the mailbox. Will update results.

]]> By: Kimhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-118096 Kim Sat, 21 May 2011 16:46:29 +0000 http://127.0.0.1:8888/?p=166#comment-118096 Just received letter from Miracle Financial, Inc. saying I owe $43.94 for Verizon Wireless Bill. Confirmed with Verizon Wireless no balance due and no account in my name. Forwarding copy of letter and my response to Verizon Wireless Fraud Dept. Sending letter to Miracle Financial, Inc. at both addresses: 52 Armstrong Rd. Plymouth MA 02360 and P.O. Box 505 Linden MI 48451. Not responding to their directions to call (866)789-5557 or to their "SECURE" website www.paymfi.com to enter my "UNIQUE ACCESS CODE", even Verizon Wireless representative said "does not sound legitimate." Will update on results. Still believe in the old fashioned strongly but professionally worded written letter to back up the phone calls - call me old fashioned -- on the way to mailbox now. Just received letter from Miracle Financial, Inc. saying I owe $43.94 for Verizon Wireless Bill. Confirmed with Verizon Wireless no balance due and no account in my name. Forwarding copy of letter and my response to Verizon Wireless Fraud Dept. Sending letter to Miracle Financial, Inc. at both addresses: 52 Armstrong Rd. Plymouth MA 02360 and P.O. Box 505 Linden MI 48451. Not responding to their directions to call (866)789-5557 or to their “SECURE” website http://www.paymfi.com to enter my “UNIQUE ACCESS CODE”, even Verizon Wireless representative said “does not sound legitimate.” Will update on results. Still believe in the old fashioned strongly but professionally worded written letter to back up the phone calls – call me old fashioned — on the way to mailbox now.

]]> By: Michellehttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-113631 Michelle Tue, 10 May 2011 01:32:39 +0000 http://127.0.0.1:8888/?p=166#comment-113631 all I have to say is this: Miracle Financial called my mother in law and swore at her, and then refused to speak with me when I returned their call and told them I took issue with my mother in law being referred to as a "rude bitch" . I could easily pay Miracle, but would rather see my credit score plummet than pay them one red cent ! all I have to say is this: Miracle Financial called my mother in law and swore at her, and then refused to speak with me when I returned their call and told them I took issue with my mother in law being referred to as a “rude bitch” . I could easily pay Miracle, but would rather see my credit score plummet than pay them one red cent !

]]> By: Patrickhttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-105767 Patrick Sat, 16 Apr 2011 15:28:12 +0000 http://127.0.0.1:8888/?p=166#comment-105767 Verizon is notorious for horrendous customer service!!! They were billing me for months after I disconnected service and for the time I had another provider. I found out this was because the rep I spoke to that was supposed to disconnect my services only disconnected the phone service, but left the cable and internet on. I had no idea because I had another provider already. Well, long story short, after letters and numerous calls to Verizon I had to go to the Board of Public Utilities. They had someone from Verizon call me and they finally knew what I was talking about and agreed to remove the double billing. The kicker is they now have it on my credit report as written off uncollectible debt and its on the negative side of my credit report!!! It will now take me another year of paperwork and phone calls to get that corrected. I will never have any service with Verizon again. Terrific products, but no assistance when yo uhave any problems at all!!!!! Verizon is notorious for horrendous customer service!!! They were billing me for months after I disconnected service and for the time I had another provider. I found out this was because the rep I spoke to that was supposed to disconnect my services only disconnected the phone service, but left the cable and internet on. I had no idea because I had another provider already. Well, long story short, after letters and numerous calls to Verizon I had to go to the Board of Public Utilities. They had someone from Verizon call me and they finally knew what I was talking about and agreed to remove the double billing. The kicker is they now have it on my credit report as written off uncollectible debt and its on the negative side of my credit report!!! It will now take me another year of paperwork and phone calls to get that corrected. I will never have any service with Verizon again. Terrific products, but no assistance when yo uhave any problems at all!!!!!

]]> By: Kathttp://www.manifestdensity.net/2007/03/27/miracle-financial-and-verizon-wireless-are-scumbags/comment-page-2/#comment-99302 Kat Tue, 29 Mar 2011 01:11:35 +0000 http://127.0.0.1:8888/?p=166#comment-99302 Paid Verizon in full back in Feb, even wrote on the check FINAL PAYMENT I sent it in with the amount owed on the last bill they sent me which was about $44.00, miracle financial calls me AT WORK this week saying I owe them a grand WHOPPING $6.61 WHAT THE HELL!!!!!! Im not paying them fools, I am trying to contact Verizon now!!!! Paid Verizon in full back in Feb, even wrote on the check FINAL PAYMENT I sent it in with the amount owed on the last bill they sent me which was about $44.00, miracle financial calls me AT WORK this week saying I owe them a grand WHOPPING $6.61 WHAT THE HELL!!!!!! Im not paying them fools, I am trying to contact Verizon now!!!!

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